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What is the difference between pet insurance and a pet wellness plan?

What is the difference between pet insurance and a pet wellness plan?

Pet insurance and Wellness Plans can both help to make your pet's healthcare more affordable. There are distinct benefits for both, but it's important to understand their differences when choosing which one to enroll in. Here, our Villa Rica vets explain more about pet insurance and Pet Wellness Plans.

Protecting Your Pet's Future

Wellness plans and pet insurance policies both offer distinct benefits and do so very differently. It's important when considering your options, to understand what kinds of services do and don't fall under the umbrella of one or the other. By understanding your options, you won't be left out of pocket when visiting your vet or making a payment for your pet's care. 

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.

Wellness plans give your vet a chance to adopt a more proactive approach to veterinary care by paying a small monthly amount rather than a lump sum with each visit. These plans give your vet a chance to spot early signs of any conditions or diseases that your pet may have before they become more serious and expensive to treat.

What does a wellness plan cover?

Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing, and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.

What is pet insurance?

Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.

The fact is that emergency treatment or treatment of illnesses like diabetes or cancer may become very expensive. Having pet insurance means you will have financial health to pay your bill for any conditions or accidents covered by your pet insurance policy. 

What does pet insurance cover?

Pet insurance policies differ, but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Making sure that you understand exactly how wellness plans and pet insurance can benefit you and your pet will be able to help you decide which option is the right one for your situation. Some pet owners go with one or the other, while others subscribe to both to make sure they have total coverage.

If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.

Our annual Wellness Plans help keep pets healthy. Choose the Wellness Plan that's right for your pet.

New Patients Welcome

Villa Rica Animal Hospital is accepting new patients! Our experienced vets are passionate about the health of Villa Rica companion animals. Get in touch today to book your pet's first appointment.

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